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What is a credit score and why is it important? Your credit score is a rating , typically between 0 and 999, used by lenders and credit agencies. To them it represents the risk of you not paying back a loan. To you it is a factor in deciding how much interest you will...
Huge credit card debt can feel like a crushing, impossible burden that will have to be carried for months, years, or even a lifetime – but it doesn’t have to be. With a few simple steps and a good deal of discipline, credit card debt can be whittled down, paid off,...
Think about the statements about money you heard growing up. Chances are they included things like; ‘Money doesn’t grow on trees, money is the root or all evil or money only comes through hard work’. When we hear messages like this as young children, they form part of...