Fearless Finance Blog
Learn how to take control of your finances.
10 financial wellbeing tips for employers
Money is the number one concern among employees regardless of salary, age or position. Poor financial wellbeing costs UK organisations in terms of presenteeism, absenteeism and retention, amounting to up to 17% of payroll costs. The Employer’s Guide to Financial...
How to save money on credit cards
Did you know that in the UK the average credit card debt is approaching £2000 and despite the Bank of England base rate being near zero, many people are paying too much interest. Here we will explore 3 ways to save money on credit cards. Balance Transfers Many lenders...
Premium Bonds – the what, where and why
So What are Premium Bonds? In an era of ultra low interest rates, premium bonds have seen records levels of investment. Here we look at what they are, how you might buy some and whether they are a good choice for you. All information is for education purposes so...
Do you Need A Financial Planner?
Whatever stage you have reached in your financial journey, you’re likely to have questions from time to time. From buying your first home through to planning for your retirement, getting your finances organised can be a little daunting. Everyone you know is...
9 Ways to Get Out of Debt
Recent figures from The Money Charity show that household debt has reached a record £1.5 trillion and the average consumer now owes almost £30,000. While in many cases, borrowing is necessary for most people, too much debt is expensive, stressful and can damage your...
Personal Finance Tips for Covid-19
A Little Help in Managing Your Money We live in interesting times. Your first wealth is health and I sincerely hope that you and your loved ones are safe and well.For many people their next concern is about money. That's why I have put together this FREE REPORT - a...
Pay Yourself First – Building A Brighter Financial Future
Pay Yourself First is an expression I first came across in the wonderful little book The Richest Man In Babylon. It’s a simple concept but what does it mean in practice? Let’s assume like many people you get paid monthly. Then there are a series of automated payments...
Saving and Investing – What’s the difference?
Putting something aside every month is a foundation for sound money management and for growing future wealth. But many people get confused around the differences between saving and investing. This article will explain more. Save for Security - Invest to Increase...
Financial education in the workplace. A business case for financial wellbeing
With financial education in schools still sadly lacking in many cases, should employers step up and fill the needs of their staff by providing general financial well-being programmes? Research undertaken by Secondsight found that just one third of the working...
How To Improve Your Credit Score
What is a credit score and why is it important? Your credit score is a rating , typically between 0 and 999, used by lenders and credit agencies. To them it represents the risk of you not paying back a loan. To you it is a factor in deciding how much interest you will...
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