Fearless Finance Blog
Learn how to take control of your finances.
Do you Need A Financial Planner?
Whatever stage you have reached in your financial journey, you’re likely to have questions from time to time. From buying your first home through to planning for your retirement, getting your finances organised can be a little daunting. Everyone you know is...
9 Ways to Get Out of Debt
Recent figures from The Money Charity show that household debt has reached a record £1.5 trillion and the average consumer now owes almost £30,000. While in many cases, borrowing is necessary for most people, too much debt is expensive, stressful and can damage your...
Personal Finance Tips for Covid-19
A Little Help in Managing Your Money We live in interesting times. Your first wealth is health and I sincerely hope that you and your loved ones are safe and well.For many people their next concern is about money. That's why I have put together this FREE REPORT - a...
Pay Yourself First – Building A Brighter Financial Future
Pay Yourself First is an expression I first came across in the wonderful little book The Richest Man In Babylon. It’s a simple concept but what does it mean in practice? Let’s assume like many people you get paid monthly. Then there are a series of automated payments...
Saving and Investing – What’s the difference?
Putting something aside every month is a foundation for sound money management and for growing future wealth. But many people get confused around the differences between saving and investing. This article will explain more. Save for Security - Invest to Increase...
Financial education in the workplace. A business case for financial wellbeing
With financial education in schools still sadly lacking in many cases, should employers step up and fill the needs of their staff by providing general financial well-being programmes? Research undertaken by Secondsight found that just one third of the working...
How To Improve Your Credit Score
What is a credit score and why is it important? Your credit score is a rating , typically between 0 and 999, used by lenders and credit agencies. To them it represents the risk of you not paying back a loan. To you it is a factor in deciding how much interest you will...
9 Proven Methods to Eliminate Credit Card Debt
Huge credit card debt can feel like a crushing, impossible burden that will have to be carried for months, years, or even a lifetime – but it doesn’t have to be. With a few simple steps and a good deal of discipline, credit card debt can be whittled down, paid off,...
How Is Your Money Story Holding You Back?
Think about the statements about money you heard growing up. Chances are they included things like; ‘Money doesn’t grow on trees, money is the root or all evil or money only comes through hard work’. When we hear messages like this as young children, they form part of...
Money Tips – Need To Survive Until Payday?
Sometimes it can be a challenge to make your money last from one payday to the next. It only takes one unexpected expense, like a breakdown or a household emergency to throw your budget off track and leave you reaching for credit cards or even worse payday loans. Here...
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